Lower premiums with a high-deductible, "catastrophic", HSA, or similar type of health insurance= WIN!
Fill the gap with a Cirrus Medical Network membership for a nominal monthly fee (less than most co-pays)...
= WIN!
Get the value-added benefit of a concierge doctor with improved access, comprehensive tele-primary care, and unlimited consultations...
= Uber-WIN!
How Does It Work?
Shortly after signing up with Cirrus Medical Network, a “get to know you” virtual visit will be scheduled with your new online primary care physician (PCP).
At this consultation, your medical record will be reviewed and any concerns of yours will be addressed. Acute, chronic, and wellness issues are all considered during this and all consultations with your Cirrus Medical Network affiliated physician.
Key Benefits
Gain peace of mind knowing that you can get help from your Cirrus Medical Network physician when you need it, at a price you can afford.
High Deductible Insurance? Great! Use your private online doctor for primary care needs. Referrals, prescriptions, x-rays and more are all within the scope of tele-primary care.
Busy Professional? Can't afford to be take time away from work for doctor's appointments? With Cirrus Medical Network, we believe in "Your doctor, Your time."
Accessible | Convenient | Inexpensive | Proactive | Valuable | Educational | Wellness
Our Doctors
Meet our network physicians! Board-certified in the primary care specialties of Family Medicine, Internal Medicine, or Med/Peds, our doctors are experienced in managing both acute and chronic medical conditions. Your doctor is licensed in your state and will manage your health within the scope of online primary care telemedicine.
Your will have the SAME doctor for EVERY consultation. This continuity of care is what makes our service stand out.

Membership Options
Cirrus Medical Network (CirrusMED) has several flexible payment plans. Monthly and Annual plans are available.
Contact your doctor as often as you'd like..the cost is the same. No hidden fees. All-inclusive service.
There is no insurance billing, similar to “direct primary care”, or “concierge” practices.
Your CirrusMED Physician can order labs, x-rays, referrals, and provide consultations online via secure messaging, video-conferencing, or telephone.
Just think of the time and money you are saving by not having to schedule your face-to-face appointment.
Dr. Highley is one of the few physicians that still truly care about the well being of their patients. We contacted Dr. Highley during a very difficult and scary (for lack of a better word) time in our family's life. He not only took the time to listen to all of our concerns (and there were many), but he was also able to recommend necessary treatment options and made himself available at anytime for us to contact him with follow-up questions or concerns. Most importantly, he listened with compassion, addressed every question in detail and he treated us as people (not a number). My family and I will always be grateful. Thank you, Dr. Highley!
Thank you so much for your immediate response.
- Maureen
🙂 Thanks for getting back to me so quickly.
- Susan
By the way THANK YOU VERRRY MUCH!!!!
Save Money. Save Time. Gain Peace Of Mind.
All Cirrus Medical Network (CirrusMED) Members receive the following services:
- Unlimited medical consultations and virtual visits online, 24/7
- Management of acute and chronic medical conditions within the scope of telemedicine primary care
- Prescriptions online (including refills)
- Diagnostic Imaging (X-ray, MRI. etc.) orders
- Referrals to Specialists and coordination of care
- Personal Health Record online
- Continuity of care - communicate with the same physician every consultation.
- Secure messaging and patient portal
- Discount prescriptions, labs, and imaging*
...and more.
Not sure if CirrusMED is right for you or your family? Just ask.
*limited locations and availability
Individual / Family
Self-employed?
Under-insured?
Voluntary Enrollment?
Busy Professionals?
Stay-at-home Parent?
Frequent Travelers?
"Afraid of Doctors' Offices"?
Between Doctors?
Just Moved?
Individual and Family Plans Available
Quantifiable Savings
Here is a handy cost comparison for office and emergency visits for Top 10 most common conditions affecting millions of Americans each day.
Reason for Visit | Emergency Room | Doctor’s Office | CirrusMED |
Allergies | $345 | $97 | $0 |
Acute Bronchitis | $595 | $127 | $0 |
Earache | $400 | $110 | $0 |
Sore Throat | $545 | $94 | $0 |
Pink Eye | $370 | $102 | $0 |
Sinusitis | $617 | $112 | $0 |
Strep Throat | $531 | $110 | $0 |
Upper Respiratory Tract Infection | $486 | $111 | $0 |
Urinary Tract/Bladder Infection | $665 | $110 | $0 |
Determined by calculating the average number on claims submitted in 2010 to the Medica Choice Networks, a system of more than 4,000 medical offices, clinics and hospitals across four Midwestern states.

Shirley Sime
President, Rolfe Insurance and Financial Services
Operating in Sacramento , CA and the greater Reno-Sparks-Tahoe NV area.
How can you “fill the gap” of rising premiums, high deductibles, higher co-insurance, and co-pays, yet still get value in the healthcare you desire?
Consider retaining an online concierge physician.
Using telemedicine your online physician can consult virtually, order labs, diagnostics studies, x-rays, and refer you to a specialist if needed.
Available 24/7 using technology as simple as email, text, and Skype, one can gain peace of mind and fulfill the majority of their primary care needs for a nominal monthly fee.